By accessing this website, any course content, Products, Programs or Services you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law. Our Products, programs, and services are owned and operated by HCM Strategies, LLC (“Company”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our products, programs and/or Services.
By enrolling with us and using any of our programs, products, and services you agree to and will voluntarily waive certain legal rights when it comes to any disputes. All disputes will be conducted on a case by cases basis using arbitration rather than courts and juries. You further agree to the limited available rectifications.
You agree to use the Products, Programs, Services or content for lawful and legal purposes only. You understand and agree that you will not use our Products, Programs, Services or content in any way for fraudulent purposes or in connection with a criminal offense or otherwise carry out any unlawful activity.
If you have a question or concern about your Products, Programs, Services, or content, you may send an e-mail to email@example.com.
Purchases and Online Commerce
If paying by debit card, or credit card, you give us permission to automatically charge your credit or debit card as payment for your Product, Program, Service, and content without any additional authorization. You will receive an electronic receipt in return.
In the event that payment is not received by the date due, you will have a fourteen (14) day grace period to make the payment otherwise the Products, Programs, Services, and content will not be accessible and we reserve the right to cease your access immediately and permanently.
If you make a purchase from one of our affiliates, you understand that your information may be shared with them, their Merchants Services or any other individual or company through a link provided. Your participation, correspondence or business dealings with any affiliate, individual or company on or through our Products, Programs or Services, and all purchase terms, conditions, representations or warranties associated with the payment, refunds, and/or delivery related to your purchase, are solely between you and the Merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a Merchant. Payment processing companies and Merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Programs, Products or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s Website and click on its information links or contact the Merchant directly.
You release us, our affiliates, our payment processing company, and Merchants from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our Website or its Content.
We offer a 60-day refund period for all online course programs. However, in order to receive a refund, you must prove you have watched each video in the course and have completed all worksheets. We do not give out “buyer’s remorse” refunds; the only time you are eligible for a refund is if you have completed AND implemented all lessons within the course, but did not see results within 60 days. By using and/or purchasing any of our Products, Programs, Services or content, you understand and agree to this refund policy.
We do use the “cookies” feature on all major web browsers. We do not put any Confidential Information in cookies, nor do we employ any data capture mechanisms on our Website other than cookies. If you disable cookies through your web browser’s settings, you may limit your experience on the Website and some features may not work as intended.
You will be authorized to create your own username and password. You are responsible for maintaining the confidentiality of the password and account and are responsible for all activities (whether by you or by others) that occur under your password or account. You are not authorized to share your username and/or password with anyone.
Our Products, Programs, and Services and all the content are our property and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws.
The content in our Products, Programs, and Services is solely owned by or licensed to us, unless otherwise indicated. This content includes, but is not limited to, appearance and look, the design, the layout, all graphics on any of our content or any other material available to you. Copying or reproducing any of the materials, designs, graphics is prohibited.
If you purchase or access any of our content you will be considered our Licensee. Any content obtained through us is considered our property and you have purchased access to license our property for personal use without the opportunity to transfer the license. You are not authorized to use our Products, Programs, Services or content in any manner that has not been authorized by us or aggregates and infringement of our rights in a manner.
You are permitted to use our Programs, Products, Services and Program Materials as follows:
You may download and/or print Program Materials for your own personal use in your business.
However, you are not permitted to share, sell, reprint or republish any other of our Program Materials, including handouts, for resale or mass reproduction purposes for your own business use.
Permission is granted to temporarily download the materials (information or software) on HCM Strategies, LLC's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:
modify or copy the materials;
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any software contained on HCM Strategies's web site;
remove any copyright or other proprietary notations from the materials; or
transfer the materials to another person or "mirror" the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by HCM Strategies, LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
By participating in our Programs, Products, and Services, and using our Program Materials, including our social media outlets, you consent to photographs, videos, and/or audio recordings that may be made that may contain you, your voice and/or your likeness. In our sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to us in connection with your participation in our Program, Product or Services in our current or future Programs, Products or Services, and/or our marketing or promotional efforts, without compensation to you at any time, currently or at any time in the future.
The materials on HCM Strategies, LLC's web site are provided "as is". HCM Strategies, LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, use for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, HCM Strategies, LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
Our Products, Programs, Services, and content are not to be ascertained or relied upon in any way as business, financial or legal advice. The information provided in our Products, Programs, Services, and content is not intended to be a substitute for professional advice that can be provided by your own lawyer or financial representatives including accountants and advisors. You understand that HCM Strategies, LLC is not responsible for your earnings, the success or failure of your business, the decisions you make regarding your business, the increase or decrease of your finances or income, or any other result of any kind that you may have as a result of information presented to you through our Products, Programs, Services, and content. You are solely responsible for your results.
We cannot and do not guarantee that you will gain a particular result, positive or negative, financial or otherwise, through the use of our Products, Programs, Services, and content and you understand and agree that results differ for each individual. We also expressly disclaim responsibility in any way for the actions, results, use, misuse or non-use of the information provided or obtained through any of our Products, Programs, Services or content. You understand and agree that your results are solely your own and we are not liable or responsible in any way for your results.
We try to ensure that the availability and delivery of any of our Products, Programs, Services, and content are uninterrupted and error-free. This includes anything on our Website, private Facebook groups, e-mail communications, videos, audio recordings, webinars, recorded webinars, emails, downloadable Mp3 audio files, downloadable PDF printed transcripts, downloadable PDF handouts/slides, handouts, ebooks, or any other materials provided by us to you. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction. To the fullest extent permitted by law, we will not be liable to you for damages or refunds, or for any other recourse, should our Programs, Products, Services or Program Materials become unavailable or access to the them becomes slow or incomplete due to any reason, such as system backup procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause which may from time to time make our Products, Programs, Services or content inaccessible to you.
In no event shall HCM Strategies, LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on HCM Strategies, LLC's Internet site, even if HCM Strategies, LLC or a HCM Strategies, LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Revisions and Errata
The materials appearing on HCM Strategies, LLC's web site could include technical, typographical, or photographic errors. HCM Strategies, LLC does not warrant that any of the materials on its web site are accurate, complete, or current. HCM Strategies, LLC may make changes to the materials contained on its web site at any time without notice. HCM Strategies, LLC does not, however, make any commitment to update the materials.
HCM Strategies, LLC has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by HCM Strategies, LLC of the site. Use of any such linked web site is at the user's own risk.
You agree to defend, indemnify and hold harmless our Company, as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, as applicable, from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to our Products, Programs, Services or content.